No. Here's why...
For Wealth Machine, the nature of the program requires you to use it for at least a year. But to make the payment more manageable, we added a 6-month options. We didn't want a bunch of people signing up for a monthly subscription, not seeing the results they were hoping for (because of let's say, a market downturn), and then cancelling. So to avoid that possibility, we did 6 months minimum.
For Legacy Elite... we created this membership because there was a lot of demand from existing customers to have just one payment and one membership. It's not for everybody, and we know that. But with the amount of management we had to do to move everybody over from their existing memberships, into a new one, an annual option was our only option. If you can't afford it or you're not sure about, no worries! Just roll with whatever membership/s work for you. We cannot allow people to go back to their previous discounted memberships if they cancel Legacy Elite, so please, make sure 100% that this is something you want before you purchase it from us.